ISP & Broadband

How to right-size your internet plan

ISPs market the highest tier as the only 'real' choice. The math says otherwise. Most households pay for headroom they never touch — and the savings from downsizing are often invisible in day-to-day performance.

The bandwidth math

Per-stream peaks for common workloads:

  • 4K Netflix / Disney+ / Prime — 15–25 Mbps
  • 1080p stream — 5 Mbps
  • Zoom HD call — 3 Mbps up & down
  • Online gaming — under 1 Mbps
  • Web browsing — bursts of 5–20 Mbps
  • Cloud backup — whatever you give it (often capped)

A simple sizing framework

  • Add up peak concurrent usage — not the sum of every device, but the realistic max.
  • Add ~25% headroom.
  • Round up to the nearest plan tier.

Example: family of four with two 4K streams (50 Mbps), one video call (5 Mbps), one gaming session (5 Mbps), and routine browsing (~20 Mbps) ≈ 80 Mbps peak. A 100–200 Mbps plan handles this with margin.

When to size up

  • You frequently download large games or OS updates and want them to finish quickly.
  • You upload large files regularly (creators, photographers, developers).
  • You have 6+ active streaming/working users at once.

When to size down

  • You're on a 1 Gbps plan but speed tests max out around 200 Mbps because of Wi-Fi or older devices.
  • Your usage is dominated by streaming, browsing, and gaming.
  • You haven't audited the plan in 2+ years and the ISP has raised the price.

Don't forget connection type

Plan tier matters less than the technology delivering it. Fiber and modern cable are interactive-feeling. DSL, fixed wireless, and satellite can have plenty of bandwidth but disappointing latency. See fiber vs cable vs DSL.