ISP & Broadband
How to right-size your internet plan
ISPs market the highest tier as the only 'real' choice. The math says otherwise. Most households pay for headroom they never touch — and the savings from downsizing are often invisible in day-to-day performance.
The bandwidth math
Per-stream peaks for common workloads:
- 4K Netflix / Disney+ / Prime — 15–25 Mbps
- 1080p stream — 5 Mbps
- Zoom HD call — 3 Mbps up & down
- Online gaming — under 1 Mbps
- Web browsing — bursts of 5–20 Mbps
- Cloud backup — whatever you give it (often capped)
A simple sizing framework
- Add up peak concurrent usage — not the sum of every device, but the realistic max.
- Add ~25% headroom.
- Round up to the nearest plan tier.
Example: family of four with two 4K streams (50 Mbps), one video call (5 Mbps), one gaming session (5 Mbps), and routine browsing (~20 Mbps) ≈ 80 Mbps peak. A 100–200 Mbps plan handles this with margin.
When to size up
- You frequently download large games or OS updates and want them to finish quickly.
- You upload large files regularly (creators, photographers, developers).
- You have 6+ active streaming/working users at once.
When to size down
- You're on a 1 Gbps plan but speed tests max out around 200 Mbps because of Wi-Fi or older devices.
- Your usage is dominated by streaming, browsing, and gaming.
- You haven't audited the plan in 2+ years and the ISP has raised the price.
Don't forget connection type
Plan tier matters less than the technology delivering it. Fiber and modern cable are interactive-feeling. DSL, fixed wireless, and satellite can have plenty of bandwidth but disappointing latency. See fiber vs cable vs DSL.